Cutting Edge Bank Card Services, Inc. http://ce411.com Sat, 28 Feb 2015 19:57:44 +0000 en-US hourly 1 The Do’s & Don’ts of Online Shopping http://ce411.com/the-dos-donts-of-online-shopping/ http://ce411.com/the-dos-donts-of-online-shopping/#comments Sat, 28 Feb 2015 19:57:44 +0000 http://ce411.com/?p=340 We all love online shopping. Online shopping is great. […]

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We all love online shopping. Online shopping is great. It has revolutionized the way our modern society shops and it is becoming increasingly more popular as time goes on. It’s convenient, it’s easy, and you can do it from pretty much anywhere! While we love online shopping just as much as the next person, we also know how important it is to be conscious of where you are putting your credit card information. While online shopping is on the rise, credit card information and identity theft is on the rise as well. It is important that you are aware of how to protect yourself and your information when it comes to online shopping. Here are a few do’s and a few don’ts of online shopping.

Here are a few things that we recommend that you do when participating in online shopping.

Do’s

  • Only buy from websites that request the 3-digit security code
    • This ensures that that the card is in your possession during the time of the transaction.
  • Get a virtual credit card number
    • A virtual, or disposable, credit card number is a number that is attached to your credit card but only available for a one-time use. This way, if a scammer comes across your disposable credit card number they are unable to use it because it is no longer valid. Talk to your credit card issuer about how to get a virtual credit card number.
  • Only visit websites that are secure and start with https://
    • https:// means that a website is secure and using SSL which means that your information is being encrypted. If a website does not have https:// we do not recommend using the website to make purchases.
  • Use credit cards that are committed to keeping your information safe
    • Make sure that your credit card company is on your team when it comes to credit card fraud. Read reviews on the company before committing to a contract.
  • Pay attention to when you are typing in the URL
    • A lot of scammers create fake websites that are similar to real ones in order to get credit card information. Pay close attention to the URL and make sure that it is the correct one. If the website looks a little sketchy, it probably isn’t the one you are looking for.
  • Be aware of your surroundings
    • Think about the way that you protect yourself when you’re getting money out of the ATM machine or inputting your pin at the store. You should use the same precautions when you are buying online. Make sure that you are by yourself and there is no one that could potentially get a hold of your credit card information.
  • Review your bank statement every month
    • Thoroughly review your bank statement to make sure that all of the purchases you made were made by you. The faster you’re able to recognize fraud on your statement the faster your credit card company will be able to take care of it. You should also regularly monitor your credit score. If you notice that your score tanks without any reasonable cause, you may want to investigate that. Sometimes scammers are after your identity and not just your money.
  • Make sure your computer is secure
    • Make sure that your anti-virus and spyware software is up to date. Scammers are able to get your information by loading Trojans onto your computer and taking your information slowly and quietly without you even recognizing it.
  • Update your browser
    • Make sure that your browser is the most updated version. The reason why browsers get updated is because they are constantly updating protection to stay ahead of online scammers that are constantly changing their scamming tactics.
  • Read the privacy policy
    • Before you input your personal information into any website, make sure you know what they plan on doing with your information by reading the privacy policy. If you are unable to find the privacy policy, we recommend finding somewhere else to shop.

Now that we’ve covered what you should do when it comes to online shopping, here are a few things that you should not do.

Don’ts

  • Don’t give out information if you don’t know what it will be used for
    • If you don’t know exactly why your information such as your name, address, credit card number, or social security information, is being used, then don’t give it out. There is no reason why any merchant should ever request your social security information.
  • Never send payment information by e-mail
    • Do not send payment information in an email, EVER. If there has been a problem with a transaction, they will call you or refer you back to the site to re-input your payment information.
  • Don’t use your credit card online via public WiFi
    • Inputting your information on public WiFi is extremely dangerous. Also avoid using public machines such as computers at cyber cafes or libraries for your online shopping.
  • Don’t use your cellphone to make online purchases
    • Using your cell phone to make online purchases is taking a very unnecessary risk with your credit card and personal information. Cell phones lack the security necessary for protecting all of your information. We suggest sticking to browsing and selecting the items you want on your phone but saving the actual purchases for your secured computer.
  • Don’t save your credit card information in your browser
    • You should never store your credit card information for the same reason that you should never write down your pin number. It’s too risky. It makes it too easy for kids, strangers, coworkers, or whoever else may have access to your computer to use your information without your permission. Additionally, whenever your computer asks if it should save your credit card information, click no!
  • Avoid using debit cards online
    • When it comes to use your debit card online – don’t. While credit cards have protection policies that help with fraud and identity theft, debit cards don’t always come with the same protection. When it comes to debit cards, the money is almost always taken from your account immediately and it’s not always easy to get it back. Just to be safe always use a credit card.
  • Don’t blindly click on suspicious links or emails
    • Be aware. Use a great pop-up blocker to help protect you from pop-up scams. Don’t click on anything that you may not be 100% sure about. Scammers are very clever in crafting links and emails that entice you to open them and click on them.

Cutting Edge Bank Card is dedicated to keeping your customers’ and donors’ information safe. For more information visit us at ce411.com. We can’t wait to hear from you.

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How Much Do You Know About Protecting Your Credit Card Information? Find out here… http://ce411.com/how-much-do-you-know-about-protecting-your-credit-card-information-find-out-here/ http://ce411.com/how-much-do-you-know-about-protecting-your-credit-card-information-find-out-here/#comments Sat, 21 Feb 2015 01:28:25 +0000 http://ce411.com/?p=337 Cutting Edge Bank Card knows all of the best practices […]

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Cutting Edge Bank Card knows all of the best practices when it comes to doing what you can to keep your customers’ credit card information safe. We prioritize security and convenience above all else. Give us a call so we can see how we can improve your transactional experience today.

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Best Merchant Services http://ce411.com/best-merchant-services/ http://ce411.com/best-merchant-services/#comments Mon, 02 Feb 2015 19:14:52 +0000 http://ce411.com/?p=333 There are so many different merchant services that have […]

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There are so many different merchant services that have been created to make your business transaction processes run smoother, quicker, and more efficiently. Whether you are a non-profit, school, church organization or faith-based cause, there are so many ways that merchant services can help to take your cause to the next financial level. Here are some of the Best Merchant Services that are available for your use:

Terminals

People are starting to carry cash less and less. Cards are just more convenient. And if you have a terminal that can accept a card, that makes your business more convenient, which inevitably drives more business. A terminal is what you need for debit card or credit card over the counter transactions. It is very important that you have at least one terminal for all of your in person transactions. Your customers will thank you for it. These small terminals are capable of big things. Here are a few great characteristics the best terminals that there are to offer amongst the best merchant services:

  • Reliable
    • These all-in-one payment devices are there for your customers to be able to have options. Able to accept many different payment types including credit, PIN debit, and electronic gift card, the customers’ options are endless.
  • Convenient
    • While some terminals add a small, yet helpful, level of convenience like being able to be easily passed from clerk to customer, others even go beyond that. Some of the more exquisite terminals have wireless options complete with Wi-Fi, Bluetooth, USB Signal and Ethernet capabilities to make your transactions that much easier and customer interactions that much smoother. In addition, a few of the designs have the option of displaying promotions and branding messages for your business. How great is that?
  • Safe
    • Though each terminal has its own unique assets and attributes they are all the same in the top of the line security. Your customers’ can have peace knowing that their private and important information will be safe and secure when using any of these terminals for transactions.
  • Simple
    • With simplistic designs and menus, customers will have no problem using the device and will extremely grateful that it is there. Anyone can use it, and everyone will.

Cutting Edge Bank Services offers the best of the best EMV Complaint Countertop Terminals: the Ingenico iCT220, Ingenico iCT250, Ingenico Telium2 iCT250, Verifone VX520, Verifone VX680 & Verifone VX820.

Card Readers

The I-Dynamo and BulleT Card Reader are top of the line card readers that can be used for transactions that are on-the-go. Pull either of these little convenient babies out of your pocket and within seconds you are ready to make a transaction or receive a payment. While the iDynamo easily plugs into your Apple phone, the Android compatible BulleT Card Reader take convenience to a whole new level by being connected by Bluetooth and operates up to a range of 30 feet.

POS Systems

Best Merchant Services

A great Point of Sale System can be the difference between great customer service and mediocre customer service. When a POS system is EMV compliant and easily operate it allows your employees to focus on what is most important – the customers. Cutting Edge’s carries the POS systems that are the best in the business and stands firmly on the quality of service that they help to provide.

  • Easy Set Up- Not only are these systems easily set-up, but they are easy to learn and easy to understand. Once you give us a call, you will be ready to go in no time.
  • Real-Time Information- One of the best aspects of these POS systems is how much they contribute to efficiency with their Real-time information. Let’s face it, people are impatient and they have places to be and go. In the world of Non-Profit and Church Organizations, you want to do what you can to help people help you. Having a POS system with Real-time information adds to the convenience and quickness of the process, which encourages people to be more willing to contribute.
  • Revenue Data- instead of waiting for your accountant to run through the numbers, your POS system has your revenue data on hand for you to look through and sort through whenever you want. This allows for more time for data analysis forecasting future changes based on revenue trends.
  • Keep Track of Inventory and Sales - Inventory can be a hassle to manually keep track of…so don’t! Let the POS system take care of it as the POS systems monitor the inventory as it is flying off of your shelves. In addition to inventory and sales, these POS systems have the capability of tracking pay in/pay out, alerts for unusual sales, voids, price overrides, and different taxes assigned to different items. Think about all the extra time that you’ll have to focus on your customers instead of spending time trying to remember if a product was %50 or %60 off.
  • Market to Customers- As you probably know, marketing is important. Let us help with that too! These amazing POS systems are able to help market to your customers by sending automated “Welcome” and “Miss You” emails on the pre-designed template layout of your choice. You can also upload your logo or other company images with ease and keep track of your sales analytics.
  • Sell Anywhere- In today’s society, in-store and face-to-face interactions are becoming further and fewer in between. Being able to sell anywhere gives your business, non-profit, or church organization gives you an edge necessary in today’s world. Using an iPad, iPhone, or iPod Touch you will be able to accept cash, checks, and credit anywhere that you are. Think it might not be as easy as it seems? Well, it is. This feature even allows you to capture customer signatures, automatically print receipts, and change the tax rate based on your location.

Donations

  • CoreDonate
    • As a non-profit or church organization donations are a big part of what you do. CoreDonate is an amazing system that will help you to increase your 2015 donations by offering a simple online giving system that accepts both cash and non-cash donations. Be ready to receive at any time in any place with CoreDonate.

 What We Have To Offer You:

Security: Cutting Edge’s main priority is keeping your information and your business’ information safe and secure. All of our products and systems are EMV compliant and we worked hard to make sure that they are being held to the highest industry standards.

Forward-Thinking: We are doing our best to put our customers ahead of the game. Did you know that by October 2015 restaurants and other merchant types will be required to new Europay, Mastercard, and Visa standards? We are already on top of this, let us bring you to the top with us.

Experience: With 23 years of experience in the payment processing industry, we want nothing more than to share our wealth of knowledge with you. Our team has taken the time to grow within the industry and learn and transform as the industry continues to change at a quick pace. We do our best to keep the best merchant services and practices at the forefront of what we do and who we are.

 

 

 

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Bank Card Services http://ce411.com/bank-card-services/ http://ce411.com/bank-card-services/#comments Fri, 09 Jan 2015 03:16:42 +0000 http://ce411.com/?p=326 The Importance of Quality Bank Card Services With the h […]

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The Importance of Quality Bank Card Services

With the hacks and leaks from various online venues over the past year, it can be nerve-racking to try and buy things online. Escaping the constant worry and anxiety of your personal information being invaded and displayed to the world seem almost impossible.

 

Virtually almost anything can be done online in today’s world. Whether it is buying and selling goods or working from home, it is all relative when it comes to purchasing online products. With the recent data breaches at Home Depot and Target, society has come to realize that hacking has become a reality when making offline purchases as well. For this reason, it is important to ensure that the companies you make transactions with, are using EMV Compliant Terminals.

 

There are positive and negatives to using your debit and credit cards online, but the truth is, being safe can save you a lot of money down the road. There are multiple repercussions to having your credit card breached.

1. Money Stolen

2. Identity Theft

3. Account Used to Make Further Purchases

If you have an account that has been compromised, report it to your bank provider immediately. For further help, click the following link.

 

The consequences of accounts being breached for the company making the transaction can be even more detrimental. Customers need to feel that they are making a safe transaction when purchasing a service or product with your company. Having a large hack like Home Depot or Target will crush your brand image and possibly end your business.

 

The most important part is keeping transactions convenient for the customer. The better the experience that you give your customers the more they will want to tell their friends and family about.

 

There are many ways to create more convenience for customers online, but safety is a top priority. You want to make sure that your bank account is secure when you make purchases online or when you are shopping at retailers. Bank card services are there to help and protect you against these various issues.

 

It is also essential to make sure that you are keeping in contact on a regular basis with your bank card holders to make sure information isn’t being misplaced and that all of your personal information is correct.

 

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Affordable Merchant Services http://ce411.com/affordable-merchant-services/ http://ce411.com/affordable-merchant-services/#comments Tue, 09 Dec 2014 21:59:58 +0000 http://ce411.com/?p=244 The benefits to merchant services are endless and if yo […]

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The benefits to merchant services are endless and if you think that you can do without them, think again! Affordable Merchant Services is for every business, big or small. Here are a few things that affordable merchant services can do for you:

What Affordable Merchant Services Can Do For You

Retail: There are a variety of processing services available to retail stores that are custom to fit the needs of a storefront business. Point-of-sale (POS) terminals allow retail merchants to have the fast debit or credit authorization that they need to be operate efficiently.

Restaurants: Much like retail, restaurants have a lot of affordable merchant services that are available to fit their specific needs. Whether it’s fast food or fine dining, merchant services can enhance the customers dining experience. Some restaurant specific services that merchant services can provide are adding of tips after authorization, transferring bar tabs to the dinner bill, and many other amazingly convenient services.

Hotels & Lodging: When it comes to hotel and lodging services, POS terminals and internet-based applications are essential. Merchant services simplify hotel accommodations and make sure that your guests feel comfortable and taken care of from reservation to checkout.

Franchises: With larger franchises, there are a lot more processing needs, but it doesn’t mean that it has to get a lot more complicated. Some franchise merchant programs include:

  • No application fees or set-up fees & no monthly minimums
  • The best equipment and software solutions
  • The latest technology for online, eCommerce and mobile transactions
  • ACH & Electronic check conversion for the ability to accept checks

Non-Profit: Non-profits are fueled by donations. With that being said, you don’t want to say no to money just because its not cash. In today’s digital age, it is essential to give your donors the option to donate by debit or credit if you want to maximize your donation potential and more and more non-profits are beginning to receive the majority of their donations through online transactions.

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Innovative Merchant Services http://ce411.com/innovative-merchant-services/ http://ce411.com/innovative-merchant-services/#comments Tue, 09 Dec 2014 21:35:15 +0000 http://ce411.com/?p=236 In this day in age, it is near impossible to have a wel […]

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In this day in age, it is near impossible to have a well-functioning business that doesn’t accept debit and credit cards. The “Cash Only” structure only works for small bakeries and private-owned coffee shops, and even those are beginning to look into innovative merchant services.

The Future Is Here: Innovative Merchant Services

With merchant services and payment processing solutions you are almost guaranteed an increase of sales and decrease of
costs. There are so many benefits to adding merchant services to your company. You won’t regret the investment and here’s why:

1. Ability to accept credit and debit cards

  • Hardly anyone carries cash anymore. And even if they do, it’s never much. In this day and age, debit cards and credit cards are more convenient and efficient. Adding innovative merchant services to your business will allow your customs to use their credit and debit cards to buy your product or service.

2. Money Management

  • With less cash to count, your money management process will become a whole lot easier. All debit, credit, and online transactions will be automatically organized in one place, which can allow for better analysis of your cash flow.

3. Convenience & Sales Increase

  • This is a big one. So many people have to pass up on buying products on a whim because they don’t have cash on them. When your business begins to accept debit and credit, it is virtually impossible for customers to say no to what you’re offering. Convenience, believe it or not, is a huge part of what customers view as customer service. When you have options for your customer to choose from, they are more likely to like your product and return for more.

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